The average monthly mortgage payment for first-time buyers is now £909, down from £1,002 last year.

Average house prices in market towns have increased 24% in five years.

67% of first-time buyers cite deposits as their biggest obstacle.

59% recently surveyed want the early withdrawal penalty reduced or removed.

The average Stamp Duty bill rose by £2,500 in April.

Both cities and coasts have seen average price rises of 41% since 2015.

The average LTV for new first-time buyer mortgages in England rose from 74.7% to 77.1% between Q1 2024 and Q1 2025.

The UK’s five-year house price-to-income ratio change stands at -1.3%, outperforming 20 other nations.

330,000 first-time buyers entered the market last year.

First-time buyers will now also be allowed to access the lender's 'Helping Hand' mortgage offer at the new maximum LTV, enabling borrowing of up to six times income.