Homeowners remortgaging today could save £196.89 per month compared to those who locked in two-year fixed rates in October 2023, when the average rate stood at 5.94%.

Nearly 17% of UK adults describe the mortgage journey as daunting.

The bank’s Near Prime range now includes loan-to-values up to 90%.

31% of first-time buyers are opting for 90% LTV mortgages, while 10% are considering 95% LTV options.

Thousands of freelancers, contractors, and entrepreneurs continue to be locked out of mortgages despite stable incomes.

Nearly all products across the lender’s range see reductions.

Discounts of up to 179 bps now available across two-year products.

Many UK homebuyers are surprised to learn that the wait from receiving a mortgage offer to moving into their new home can take nearly three months.         ...

New data shows that UK first-time buyers are increasingly stretching to 90%+ LTV mortgages, with many relying on family gifts to bridge affordability gaps.

Premier five-year fixed rates now start at 4.09%, following reductions of up to 0.15%.