With the stamp duty increase on additional properties taking effect today, Together’s latest research reveals the impact of rising costs on buy-to-let landlords.

Buy-to-let products have had rates reduced by 15bps

Over two-fifths of landlords are concerned about renters’ ability to pay rent, according to a new survey

The criteria changes follow rate cuts made earlier this week to the lender’s range of standard and limited company five-year, fixed-rate products.

The latest rate reductions follow similar cuts the lender made on its two-year fixed-rate products at the end of February.

The lender's recently changed criteria include a reduction in the minimum age required and a lower minimum income.

2-year fixes now start from 3.49%

The lender has also made rate reductions of up to 17bps across its CHL1 range

Rates now start from 3.34% - the lender's lowest rate since May 2022

The latest research from Octane Capital looked at current buy-to-let mortgage rates and the change seen over the last year.