Loans of up to £15m are available at up to 80% gross LTV, including fees.

The bank has left rates unchanged across three ranges: commercial mortgage, buy-to-let and residential bridging.

The range covers single dwelling properties, HMOs, and MUFBs with up to six bedrooms or units, and is available to both individual and limited company landlords.

The Mortimer 2026-1 Class A notes priced at 82bps over SONIA, one basis point above last year's equivalent transaction, while the overall weighted average cost of funding fell to 88bps...

Existing Core two-year tracker rates have been cut by up to 15bps, with the no-ERC product now starting from BBR plus 0.29% at 65% LTV and BBR plus 0.49% at 75% LTV.

Rates now start from 3.74% for standard BTL at 70% LTV.

The lender has also removed its UK solicitor requirement for expat applicants.

The buy-to-let sector now comprises 1.92 million outstanding loans worth £311.6bn, representing approximately a fifth of total outstanding mortgage balances in the UK.

Five-year fixed rates in the new range start at 4.55% and now include a 7% fee option alongside existing 3.5% and 5% choices.

£1 invested in UK buy-to-let in 1996 generated £22.30 in total returns by 2026, a 2,130% return that narrowly beat the S&P 500's £22.05.