Despite complex market conditions, a new report from Handelsbanken has revealed a sector focused on adaptation, diversification, and resilience.

Just 17 FCA investigations have been launched since 2018, FOI request reveals.

Non-resident fixed products fall by 30bps, now starting from 5.69%

The new rates apply immediately across all new lending.

Heavy refurbishment loans have been reduced by 72bps to 0.83% pm at 80% LTV.

26% of flatsharers spend more than 50% of take-home pay on rent

The announcement follows last week’s completion of the Braccan Mortgage Funding 2025-1 deal, which secured £550m in funding.

Credit Restore LTV limit raised from 70% to 75%

HMO and MUFB fixed rates cut by up to 0.35%

Small HMO/MUFB two-year fixed rates have been reduced by as much as 0.60%, beginning at 3.89%.