The lender has also refreshed its wider range of products, with its one-year fixed rate periods extended to the middle of next year and loan terms extended.
Despite the reduction in interest rates seen during the closing stages of last year, the average monthly cost of a mortgage has increased by 8.1% year on year.
UK real estate investors have started 2025 with significant concerns about economic volatility and little trust in the Labour government to address the situation effectively.