Together has reduced rates by up to 25 basis points across regulated and unregulated products following the Bank of England's base rate cut in December.

Bridging lending in the UK rose to £209.4m in Q3 2025, marking a nearly 5% increase from the previous quarter.

The launch forms part of Aldermore's recent activity in adjusting criteria and pricing across its mortgage range. 

The £556k loan completed at 27% LTV on a twelve-month term.

The product allows loans up to 133% of current rental payments for applicants with minimum household income of £25,000 annually.

The loan marks the fourth deal Atelier has completed with the borrower, a seasoned care home provider.

Average UK rents fell 1.5% month-on-month to £1,317 in December 2025, though they remained 2.6% higher than a year ago at £1,284.

The combined product now offers up to 24 months for bridge or development loans, followed by up to three years for buy-to-let, creating a total term of five years.

The buy-to-let lender has launched new remortgage products with cashback and reduced rates across its core buy-to-let ranges, alongside changes to fees and tracker pricing.

Hudson Lambert, managing director at Safeguard Europe, explains how landlords can stay compliant with the new law and protect tenants through a clear three-phase action plan.