68% of first-time buyers say the Government and mortgage industry must be more creative with incentives.

Limited edition portfolio landlord deals start at a 4.04% 2-year fix with a 3% fee.

Following the changes, families with £45k combined income can borrow more than £20k extra compared with previous limits.

Last month, the lender announced that it had introduced a range of new limited edition products across both its buy-to-let and residential owner-occupier mortgage ranges.

The lender's new buy-to-let limited edition mortgages start at 4.64% for multi-unit freeholds.

Two new BTL limited edition products offer 2-year fixed rates from 5.74% to 5.79% with zero fees.

Aldermore’s new limited edition BTL 2-year fixed at 75% LTV is available from 3.24%.

30% of HMO landlords earn between £100,000 and £199,999, compared with 10% of non-HMO landlords.

Aldermore has today launched new five-year buy-to-let (BTL) limited editions for landlords, with a 5% fee for single applications and multi property products.

Free valuations are now available on single HMOs with up to six beds.