Help to Buy has supported 387,195 households into homeownership, including 328,346 first-time buyers.

The loan covers 70% LTGDV over a 15-month term.

Limited edition portfolio landlord deals start at a 4.04% 2-year fix with a 3% fee.

Less than 1% of homebuying data is currently available in digital form.

Those aged 55 and over showed the highest level of concern at 81%, likely due to rumoured tax reforms targeting homes at the upper end of the market.

London accounts for 66% (940 transactions) of all homes sold over £2 million across England and Wales this year, with an estimated annual tax charge of £15.8 million.

Wage growth of 4.7% is forecast for 2026, outpacing the projected 2.9% increase in house prices and continuing the trend of improving affordability.

Prime mortgage rates now start at 4.69%, while Near Prime begins at 4.84%.

Scotland claims seven of the ten most affordable UK towns, whilst eight of the ten least affordable towns are located in the South East of England.

Westminster and Kensington and Chelsea alone contributed more than £6.2bn in SDLT during the last decade, according to recent analysis.