A revised 4.87% rate is available for two-year remortgages up to 80% LTV

The new rates apply immediately across all new lending.

67% of ALEP members said lease extension has not become easier since LAFRA.

The estimated cost of a 12-month refurbishment loan fell from £12,834 in 2024 to £12,612 in 2025.

Retail properties accounted for 27.8% of commercial demand in Q2.

Pepper will now consider income from UK visa holders up to 75% LTV across all residential products.

Five-year fixed rates for HMOs and MUFBs now begin at 4.59% up to 65% LTV.

330,000 first-time buyers entered the market last year.

The five-week cap on tenancy deposits remains unchanged for non-pet tenancies.

Rates have been reduced by up to 15bps.