"At a time when operational efficiency and clarity are paramount, we think bringing the Horizon range under more2life will enhance both the adviser experience and market visibility"
- Dave Harris - more2life
more2life has announced that it will incorporate the Horizon lifetime mortgage product range, previously offered by Standard Life Home Finance (SLHF), into its portfolio from 7 July 2025.
The Horizon range includes both fee-free and fee-paid Horizon plans, as well as Horizon Interest Reward, which offers a 15-year repayment term for borrowers prepared to make regular monthly interest payments.
Horizon will sit within more2life’s proposition as a separate offering, broadening a lifetime mortgage lineup that already includes Flexi, Flexi Interest Reward, Maxi Zero ERC, Tailored, Capital, and Maxi. Additional products are expected to follow.
According to more2life, the move supports a shift to a single-brand structure while maintaining a diverse set of product options. SLHF will no longer offer new lifetime mortgages after 6 July, though existing SLHF customer loans will continue to be managed by the company.
The lender stated that it remains committed to expanding the Horizon product variants and continuing its focus on the later life lending market. The Horizon products have been designed to offer flexibility and sustainability, helping advisers tailor solutions to their clients’ long-term needs.
“This is a significant milestone for more2life with an integration that not only strengthens our market-leading position but also reaffirms our long-term commitment to the later life lending sector," comments more2life CEO Dave Harris.
“At a time when operational efficiency and clarity are paramount, we think bringing the Horizon range under more2life will enhance both the adviser experience and market visibility. This move means we have a simplified, stronger proposition whereby advisers can continue to access the fantastic Horizon products with no disruption, and clients will see no change to the excellent service they are accustomed to.
“We will continue to invest heavily in further product innovation, adviser tools, and service excellence and to support the market in terms of delivering the solutions required for the growing range of homeowners who want and need access to the equity in their homes.”
Existing customers will not be affected by the change, and servicing arrangements will remain with SLHF.
