HTB expands specialist mortgage offering into Scotland

The announcement follows the launch of Portfolio Edge, a dual-structured term and bridging facility for landlords.

Related topics:  Finance,  Mortgages,  HTB
Property | Reporter
8th July 2025
Andrea Glasgow - Hampshire Trust Bank - 522
"Whether it is a broker looking for a lender that understands the local market, or one placing a deal on a property in Scotland, our goal is the same. We want to provide the access, flexibility and clarity they need to deliver for their clients"
- Andrea Glasgow - Hampshire Trust Bank

Hampshire Trust Bank (HTB) has extended its Specialist Mortgages and Bridging distribution into Scotland, giving brokers access to tailored support and flexible lending for complex cases and non-standard property types throughout the UK.

The expansion builds on a series of recent enhancements to the lender’s offering. These include the introduction of Portfolio Edge, a dual-structured term and bridging facility aimed at portfolio landlords; improved pricing on semi-commercial properties valued above £5 million; greater flexibility on heavy refurbishment loans; and an increased maximum customer exposure limit of £35 million.

Jack Slade, business development executive, will support brokers based in Scotland. He joins the rest of HTB’s UK sales team, bringing regional experience and longstanding relationships with brokers operating in the local market.

“Expanding our Specialist Mortgages offering into Scotland is a significant step and reflects our continued commitment to supporting brokers with complex deals, wherever they or their clients are based,” said Andrea Glasgow, sales director, specialist mortgages and bridging finance at HTB (pictured). “Whether it is a broker looking for a lender that understands the local market, or one placing a deal on a property in Scotland, our goal is the same. We want to provide the access, flexibility and clarity they need to deliver for their clients,"

“This expansion allows us to support brokers and landlords across the UK in placing deals in Scotland with confidence, backed by the same tailored approach they already expect from us. It also means we can do more to meet the complexity of landlord portfolios and the specific demands of the market.”

Jack Slade added, “I’m genuinely proud to be part of this expansion. I’ve worked with brokers across Scotland for many years and understand the nuances they deal with when placing complex cases, particularly when it comes to portfolios or less straightforward properties.

“This is a great opportunity to build closer relationships with brokers in the region and make HTB’s tailored support even more accessible. And while I’ll be focused on Scotland, brokers across the UK can continue to speak to their usual HTB contact when placing deals on Scottish assets. We know what matters to brokers and their clients, and we are here to make those complex deals easier to place.”

HTB’s move into Scotland marks a strategic effort to broaden its footprint and provide consistent service to brokers nationwide, with a particular focus on specialist lending and portfolio-based challenges.

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