The average two-year mortgage rate is now 4.99%, according to recent data from Moneyfacts.

Prime mortgage rates now start at 4.94% following a 0.10% reduction.

Five-year fixed rates are now available from 4.72%, while two-year fixed rates start from 4.73%.

The new tool can be applied to residential, HMO, multi-unit, and mixed-use properties across the UK.

87% of landlords reported making a profit in Q2 2025, up from 84% in Q1.

Accord’s latest update cuts selected buy-to-let rates by 0.06%.

Hammersmith and Fulham mortgages average £3,708 a month, the highest in the league.

New affordability rules can increase HMO lending by up to 21%.

AVM rates start from 4.59%

The changes follow the recent announcement that the lender had reduced rates across its residential interest-only mortgage range and introduced a new 90% LTV product.