Zephyr reduces two year fixed rates to 3.24%

The lender has reduced selected two and five year fixed rates, with the lowest rates available alongside a 7% product fee.

Related topics:  Buy To Let,  Zephyr Homeloans
Reporter | Property Reporter
6th November 2026
To Let 733

Zephyr Homeloans has reduced rates across selected fixed rate buy to let products by up to 35 basis points for a limited period.

The lender has cut two year fixed rates by 35 basis points and five year fixed rates by 14 basis points, with rates now starting from 3.24% and 5.15% respectively.

The reductions apply to all Special Edition fixed rates with no valuation fee, all standard range fixed rates at 65% loan to value (LTV), and standard range fixed rates at 75% LTV with no product fee.

The lowest rates are available with a 7% product fee, although brokers can choose from a range of fee options starting at 0%, depending on their clients' circumstances.

The revised rates are available on Zephyr's website and mortgage sourcing systems and are only available through intermediaries.

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