Zephyr Homeloans has announced that it has cut 16bps off its two-year fixed-rate mortgages and 6bps reduction across its five-year fixed-rate mortgages.
The lender said that it is offering the following for properties with an A to C-rated energy performance certificate:
· Between 3.64% and 5.64% on a two-year fixed-rate, standard BTL mortgage (65%) LTV
· Between 4.69% and 5.49% on a five-year, fixed-rate, standard BTL mortgage (65%) LTV
In addition to this, Zephyr is also offering the following rates for properties with an EPC rating of D or E:
· Between 3.74% and 5.74% on a two-year fixed-rate standard BTL mortgage (65%) LTV
· Between 4.79% and 5.59% on a five-year, fixed-rate, standard BTL mortgage (65%) LTV
Zephyr said that the mortgage offerings were available with fees of 3%, 5% and 7%.
The company is also offering 6.19% and 6.29% with 0% product fees on five-year fixed standard BTL mortgages at 80% LTV for properties with an A to C-rated EPC and a D or E-rated EPC rating, respectively.
Paul Fryers, Managing Director at Zephyr Homeloans said: “Our new rates provide landlords with the choice and flexibility to enable them to find the deal that best suits their budgets.”
