The lender's five-year zero fee HMO/MUFB product rate has been reduced by 10bps to 5.54%.

83% of students in HMOs say shared living has taught them basic maintenance skills.

Between June and September 2025, the number of available house shares in England dropped by 15.2%.

The top conflict trigger in shared homes is clashing personalities, cited by 24% of respondents, according to newly released data from COHO.

48% of students in HMOs say shared living spaces help them feel emotionally connected.

30% of HMO landlords earn between £100,000 and £199,999, compared with 10% of non-HMO landlords.

England currently has 13,663 shared living rooms available, worth over £7.9m per month in potential rent, according to the latest figures from COHO.

New affordability rules can increase HMO lending by up to 21%.

The lender has recently expanded its BTL Specials range with higher loan sizes and new 80% LTV products.

London’s HMO sector generates £918.4m in monthly rental income.