Landlords can now borrow up to £2m with no income checks under Pepper’s revamped BTL range.

23% of mortgage holders are making overpayments to reduce their mortgage term

Financial markets are expecting three Bank of England rate cuts by the end of the year.

Broker searches for remortgage products in Q1 2025 have risen by 34%, driven by the 1.8 million fixed-rate mortgages maturing this year.

Bridging rates have dropped from 5.53 times the cost of buy-to-let loans in Q4 2021 to just 2.44 times in Q4 2024.

Homeowners who roll onto a standard variable rate could pay £6,750 more over two years.

The lender has also made reductions of up to 0.24% on other selected buy-to-let products

The rate reductions follow recent updates to the lender's heavy refurbishment proposition.

Landlords can now earn up to £2,000 cashback on eligible HMO and MUFB mortgages through Fleet’s new and existing incentive schemes.

Last month, the lender announced the launch of two new expat mortgages - one buy-to-let and one residential.