The average UK house price has increased by £4,583 since January, nearly three times the typical Christmas spend of £1,626.

Streets with 'Christmas' in the name command average prices of £601,978, more than double the UK's national average of £271,531.

Three local authorities achieved double-digit annual growth despite the average UK house price rising by just 1.7%.

The McCallister house in Home Alone remains the most valuable Christmas property at £4.4m, while Bridget Jones' Borough Market flat leads annual appreciation at 15.6%.

One in five potential movers delayed plans awaiting the Budget outcome, creating pent-up demand expected to release from Boxing Day onwards.

Northern Ireland leads all UK regions with 7.1% annual house price growth, reaching an average of £193,000 in Q3 2025.

Jackson-Stops estimates that prices will go up as the housing market shifts from subdued to steady.

The gap between UK asking prices and sold prices hit its smallest level since Benham and Reeves began tracking the metric in 2017, sitting at 26.7% in Q3 2025.

Northern Ireland led all UK regions with annual property price inflation of 8.9%, while Greater London saw the largest decline at 1.0%.

Robert Gardner, Nationwide’s chief economist, looks back at the housing market in 2025 and what we can expect in 2026.