Arc & Co. arranged a £4.7m structured funding solution across three facilities to refinance a pressured portfolio and fund two new development site acquisitions.

The new deal secured a lower rate than the client’s previous lending arrangements.

Nearly a quarter (23%) of landlords plan to acquire more properties over the next 12 months, making acquisition the single largest area of planned activity.

Nearly one in three landlords (31%) plan to reduce their portfolio size, while 16% are considering selling all rental properties within two years.

"Accidental landlords" account for 42% of those planning to expand their portfolios, making them the largest single segment among would-be buyers.

£1.94 billion of equity was withdrawn by landlords in H1 2025 for portfolio expansion, the highest since 2018.

60% of landlords plan to maintain their current portfolio despite pressures.

Security included first and second charges on residential properties in Glasgow and Dumfries.

58% of landlords plan to keep all their properties over the next 12 months, up from 47% last year.

Just 23% of brokers surveyed expect growth in buy-to-let landlord numbers this year, compared with 56% forecasting a decline.