Pete Mugleston, MD and Mortgage Expert at Online Mortgage Advisor explores how regional policies and regulations can affect mortgage options and affordability.

The rate reductions follow the launch of the society's new first-time buyer range

Rates have dropped by up to 0.20% across the bank’s Near Prime range and by up to 0.15% across its Prime range.

This time last year (July 2023) average mortgage rates for a 2-year fix (85% LTV) peaked at 6.35%.

The lender has adjusted its rates following positive news with swaps

In addition to the launch of a new product range, Landbay has also made further rate reductions and new product additions.

The lender has launched two new products with a 3% fee

Marc Goldberg, CEO of sales & distribution at Together explores the many misconceptions associated with bridging finance and what to look out for.

Greater support is needed for landlords to invest in good quality homes for the private rented sector, argues Rightmove.

The lender has announced that following the reductions standard two-year fixed products now start from 4.04%