Zephyr cuts buy-to-let rates across fixed range

Zephyr Homeloans has cut buy-to-let rates across its fixed mortgage range, with reductions of 15bps on all products.

Related topics:  Landlords,  BTL,  Zephyr Homeloans
Property | Reporter
19th June 2026
To Let 925

Specialist buy-to-let lender, Zephyr Homeloans, has announced that it has reduced buy-to-let rates by 15bps across its fixed-rate mortgage range.

Following the changes, the lender's two-year fixed rates now start from 2.99%, while five-year fixed rates start from 4.69%.

The revised pricing applies across Zephyr's entire buy-to-let product range and is now available through the lender's website and mortgage sourcing systems.

Brokers can choose from a range of product fee options to suit different borrower requirements. While the headline rates are available with a 7% product fee, alternative fee structures are available, including products with no fee.

The lender said the changes apply across its fixed-rate offering, giving landlords and property investors access to lower borrowing costs across a range of buy-to-let mortgage options.

The updated rates are available immediately and can be accessed through standard broker channels.

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