Two-year fixed buy-to-let rates have fallen by up to 25bps, with five-year fixes reduced by up to 15bps.

The LTV increase forms part of the society’s broader focus on specialist lending.

HSBC UK launched 80% loan-to-value mortgage products in March 2025 and introduced top slicing in October 2025, enabling landlords to use personal income when rental income falls...

The specialist lender has also removed minimum income requirements across all buy-to-let products, with individual units accepted from 25 square metres.

Musfafa Sidki, partner at Thackray Williams LLP, explains how landlords with commercially unviable buy-to-let businesses need to act quickly before the Renters’ Rights Act comes...

The bank's new tracker mortgages start at 1.60% above the Bank of England base rate, which fell to 3.75% yesterday.

Landlords aged 25-34 hold 57% of their properties in limited companies, the highest rate across all age groups.

The product is aimed at expat landlords with three or fewer UK buy-to-let mortgaged properties.

The process is now available to landlords with up to 15 properties.  

Tax rates on property income, savings income and dividend income will all rise by two percentage points over the forecast period following the Budget.