Rates have been reduced by up to 0.15%.

This latest update follows similar LTV increases for industrial and retail properties introduced in 2024.

The lender has reduced its rates ahead of a widely anticipated base rate cut by the Bank of England.

The lender has also announced a series of rate cuts across its product range.

An estimated 10,800 millionaires left Britain for good in 2024, more than every other country bar China.

Due to a rise in demand from both landlords and brokers, Keystone Property Finance has launched its first refurb to let range of mortgage products.

Rates have also been reduced by up to 0.25%

The rate reductions follow a series of enhancements introduced by the society in late 2024 to make homeownership more accessible for foreign nationals.

The latest reductions are the third time Atom bank has cut rates so far in 2025.

10% of homeowners in the North plan to downsize, with the figure rising to 25% in London