Fleet Mortgages' Q1 2026 Rental Barometer shows rental yields rising across every region in England and Wales, even as market volatility threatens to push rates higher in Q2.

HMO and MUFB borrowers can secure five-year fixed rates of 5.49% through the relaunched range.

The lender has overhauled its landlord lending criteria following discussions with brokers and networks.

EPC A–C two-year fixed-rate products are priced 10 basis points below standard equivalents across three lending ranges.

Rates on two-year 75% LTV products have been cut by 10 to 25bps, with Standard and Limited Company pricing now from 3.69%.

Average rental yields reached 7.7% across England and Wales in Q4 2025.

The buy-to-let lender has launched new remortgage products with cashback and reduced rates across its core buy-to-let ranges, alongside changes to fees and tracker pricing.

Average rental yields across England and Wales increased from 7.2% to 7.5% over the past year.

The lender's five-year zero fee HMO/MUFB product rate has been reduced by 10bps to 5.54%.

Rates range from 3.49% to 5.09%, depending on fee structure.