Between four and ten of all buy-to-let purchases in early 2025 were completed in the Midlands and the North.

59,467 new BTL loans worth £10.9 billion were issued in Q3 2025.

Paragon's new two-year tracker mortgages start at 5.10%, equivalent to Bank Base Rate plus 1.35%, for single self-contained properties.

The lender has also introduced three new 95% LTV Income Flex products, with five-year fixed rates starting at 6.50%.

New pricing includes a two-year fixed rate of 2.99% at 75% LTV with a 5% fee.

BTL tier one cases up to 75% LTV now start at 5.39% fixed and 5.46% variable.

Molo reduced buy-to-let fixed rates for UK residents by 10 basis points on its standard range and 5 basis points across specialist products.

Keystone’s digital and operational upgrades have been a core focus over the past 12 months, driving changes across valuations, legal panels and document handling.

Two new Premier 75% LTV products have been launched: 5.24% zero fee and 2.74% with 5% fee.

Portfolio landlords can now borrow from £500k up to £20m on the same pricing.