New data shows that UK first-time buyers are increasingly stretching to 90%+ LTV mortgages, with many relying on family gifts to bridge affordability gaps.

First-time buyer market share fell from 63.3% in January to 56.7% in August, a 10.4% drop.

44% of aspiring first-time buyers are considering new-build properties, compared with 30% looking at older homes.

While 59% of new-build buyers are first-time buyers, home movers and landlords have been found to make up the remaining 41%.

The Rezide Equity Loan aims to make new build homes more accessible for first-time buyers and those moving into new properties.

New research from Lloyds has found that first-time buyers in one UK city could save as much as £4,752 a year compared with renting.

Newly released data has revealed that 36% of 25-34-year-olds have experienced a failed property transaction, compared with 23% across the UK.

The average first-time buyer home price has risen 2.4% to £229,000, compared with a 1.3% national average increase, according to newly released data from Zoopla.

Peter Hawley, Director, SOWN (part of LRG), argues that dispelling misunderstandings is essential for Shared Ownership’s credibility and sustainability.

First-time buyer sales fell from 34% in Q1 to 32.3% in Q3 2025, a 1.7 percentage point decline.