New residential and expat products have also been included in the refresh.

Among specialist BTL lenders, 22% say holiday lets deliver the strongest margins.

The deal completed at 75% loan-to-value with a five-year fixed rate.

Five-year 75% LTV BTL HMO and MUB rates are down by as much as 0.20%.

Two-year fixes up to 75% LTV are to be reduced by 0.10%

Fixed rates start at 5.29% and 5.39%, both up to 75% LTV.

Rates for the 2-year BTL Prime range start at 3.89% for 75% LTV with a 3% fee and free valuation.

Seventy-five percent of landlords planning to buy will now do so through a limited company, reflecting the sector’s ongoing professionalisation

Landlords are increasingly investing in renovations and energy efficiency upgrades to boost the value and rental income of their buy-to-let properties, though many report challenges...

Five-year fixed rates for small HMOs and MUFBs start from 4.69%.