Foundation has announced that it has relaunched its F1 pound-4-pound Remortgage Only product for landlords, alongside rate cuts across buy-to-let and residential product transfers.

Landbay has reduced buy-to-let mortgage rates across its Premier remortgage range, cutting selected 75% LTV five-year fixed products by up to 0.10%.

£1.1 billion in equity was withdrawn for property improvements in the first half of 2025, up 54% from 2024.

The remortgage-to-purchase ratio has now risen for three consecutive years.

The fee-assisted legal service is available in England and Wales only, with a cashback option available in Scotland, and for non-standard legal requirements.

The buy-to-let lender has announced the launch of eight new remortgage products following rate reductions announced last week.

A new survey from Landbay uncovered the key factors facing landlords as well as their thoughts on the future of the buy-to-let market.

The lender has expanded its F1 and F2 ranges with new products starting from 6.59%

The rebound in mortgage market activity is being fuelled by existing homeowners taking advantage of lower rates and locking in new deals.

Those coming to the end of a fixed-rate mortgage term are likely to see the cost of their monthly mortgage repayments climb by hundreds of pounds a month.