England and Wales have 148,400 semi-commercial properties, and more than half are shops with flats above or pubs with living quarters.

New data from TAB suggests semi-commercial lending could top £1bn for the first time this year, as lender numbers and product choice both expand.

Ultimate Finance has launched a semi-commercial bridging loan of up to £4m to its full UK broker network, filling a gap between standard residential and commercial criteria.