Nomo, a digital bank providing Sharia'a-compliant UK property finance to residents in Gulf Corporation Council (GCC) countries, has reduced rates across its full property finance range.
The bank has also introduced a new pricing tier specifically designed for high net worth clients. This allows for improved pricing on larger facilities between £500,000-£750,000 and £750,001-£5 million. Using data from property search portal Rightmove, Nomo research recently revealed Gulf investors are deploying capital in more returns-focused ways, targeting smaller purchases that balance yield with long-term stability.
Some high-value areas in London, such as Westminster and Kensington & Chelsea, dropped out of the top 20 areas for GCC property demand in 2025. By contrast, Glasgow, which has the lowest average asking price in the UK in 2025, comes out on top
| Proposition | Facility Size | Max FTV | 2-Year Fixed | 5-Year Fixed |
| Standard | £100,000 - £499,999 | 75% | 4.75% | 5.10% |
| HNW up to £750k | £500,000 - £749,999 | 75% | 4.60% | 4.85% |
| HNW up to £5m | £750,000 - £5,000,000 | 70% | 4.45% | 4.75% |
Following growing demand for portfolio landlord-focused products, Nomo will for the first time be available for portfolio landlords with 4-10 mortgaged properties. The bank is providing financing of up to £2 million per property, with rates fixed for either two or five years.
A maximum of five properties can be financed with Nomo. The lender's recent report, The Evolving Gulf Buyer, found that the GCC investor market is becoming increasingly professionalised with purchases being made through limited companies, particularly Special Purpose Vehicles (SPVs). This shows the appetite for portfolio landlord purchases, a demand which Nomo is responding to.
Portfolio Landlords
| Fixed period | Max FTV | Product | APRC | Application Fee |
| 2-year fixed | 60% | 4.99% | 6.8% | BTL: 1% of facility |
| 5-year fixed | 60% | 5.20% | 6.9% | BTL: 1% of facility |
| 2-year fixed | 75% | 5.30% | 7.0% | BTL: 1% of facility |
| 5-year fixed | 75% | 5.40% | 7.0% | BTL: 1% of facility |
"Our recent research revealed that global economic volatility has underscored the appeal of the UK, as a stable location for overseas property purchases," said Layla Hamidian, head of property finance sales and servicing at Nomo.
"For GCC clients, that assurance has helped sustain consistent investment volumes across the UK residential market in 2025, particularly within the sub-£2 million segment," she added.
"We look forward to seeing how the GCC investor market continues to flourish in the UK in 2026, and supporting our extensive broker network to find the right financing solutions for their clients."
