"The market continues to place a strong emphasis on value and certainty, particularly for landlords looking to secure longer-term fixed rates at lower LTVs,"
- Rob Stanton - Landbay
Buy-to-let lender Landbay has launched eight new five-year fixed-rate products at 70% LTV within its Premier range and cut rates by 0.15% across its Premier Small HMO two-year fixed products, including product transfers.
Premier is Landbay's standard product range for landlords with up to 15 mortgaged properties, available to both individual and limited company borrowers. The new 70% LTV additions include standard and remortgage AVM products across four fee options: zero, 2%, 3% and 5%. Selected rates start from 4.52% with a 5% fee, rising to 5.52% with no fee, with remortgage AVM products available at equivalent pricing.
The rate reductions on Small HMO products cover 75% LTV two-year fixed deals and their product transfer equivalents, supporting brokers with specialist property cases and existing Landbay borrowers approaching the end of their current terms.
Following the cuts, two-year fixes start from 4.74% with a 3% fee to 5.74% with a 1% fee, while product transfer equivalents run from 4.79% with a 3% fee to 5.79% with a 1% fee.
Buy-to-let lender Landbay has launched eight new five-year fixed-rate products at 70% LTV within its Premier range and cut rates by 0.15% across its Premier Small HMO two-year fixed products, including product transfers.
Premier is Landbay's standard product range for landlords with up to 15 mortgaged properties, available to both individual and limited company borrowers. The new 70% LTV additions include standard and remortgage AVM products across four fee options: zero, 2%, 3% and 5%. Selected rates start from 4.52% with a 5% fee, rising to 5.52% with no fee, with remortgage AVM products available at equivalent pricing.
The rate reductions on Small HMO products cover 75% LTV two-year fixed deals and their product transfer equivalents, supporting brokers with specialist property cases and existing Landbay borrowers approaching the end of their current terms. Following the cuts, two-year fixes start from 4.74% with a 3% fee to 5.74% with a 1% fee, while product transfer equivalents run from 4.79% with a 3% fee to 5.79% with a 1% fee.
"The market continues to place a strong emphasis on value and certainty, particularly for landlords looking to secure longer-term fixed rates at lower LTVs," said Rob Stanton, sales and distribution director at Landbay (pictured).
"By introducing these new 70% LTV five-year fixes, we are giving brokers additional options to support that demand with a clear and flexible pricing structure."
"At the same time, we know that Small HMOs remain an important part of many landlord portfolios, often requiring a more tailored approach. Reducing rates across these products, including for existing borrowers through PT options, ensures advisers have competitive solutions available for both new and refinancing cases."
"Our focus remains on maintaining a straightforward, well-structured range that gives brokers the confidence to place business efficiently. By combining targeted product additions with rate reductions, we are continuing to provide the choice and support needed across a wide range of landlord scenarios."
" said Rob Stanton, sales and distribution director at Landbay. "By introducing these new 70% LTV five-year fixes, we are giving brokers additional options to support that demand with a clear and flexible pricing structure."
"At the same time, we know that Small HMOs remain an important part of many landlord portfolios, often requiring a more tailored approach. Reducing rates across these products, including for existing borrowers through PT options, ensures advisers have competitive solutions available for both new and refinancing cases."
"Our focus remains on maintaining a straightforward, well-structured range that gives brokers the confidence to place business efficiently. By combining targeted product additions with rate reductions, we are continuing to provide the choice and support needed across a wide range of landlord scenarios."
