"What we are trying to do at Landbay is manage our existing range with new additions, which will support advisers and their landlord clients across a wider array of product options"
- Rob Stanton - Landbay
Landbay has expanded its buy-to-let mortgage rates with the launch of new small HMO and automated valuation model products within its Premier range, widening options for landlords and brokers across the UK property market.
The lender has introduced small HMO deals, remortgage AVM products, and new product transfer options for existing borrowers. The move aims to support landlords with more complex properties and streamline refinancing through faster valuation processes.
Premier is designed for landlords with up to 15 mortgaged properties and is available to both individual and limited company borrowers. The range includes some of Landbay’s most competitive buy-to-let mortgage rates.
New buy-to-let mortgage rates for HMO landlords
The latest additions include two- and five-year fixed rate products for small HMOs, available up to 75% loan to value with multiple fee structures.
Rates for small HMO products include:
- Two-year fixes at 5.59% with a 1% fee and 4.59% with a 3% fee
- Five-year fixes at 5.49% with a 1% fee, 5.09% with a 3% fee, and 4.69% with a 5% fee
For existing borrowers, product transfer small HMO options are also available:
- Two-year fixes at 5.64% with a 1% fee and 4.64% with a 3% fee
- Five-year fixes at 5.54% with a 1% fee and 5.14% with a 3% fee
These additions target landlords operating in the houses in multiple occupation segment, where rental yields can be higher but financing is often more complex.
Landbay has also introduced remortgage AVM products, offering five-year fixed rates up to 75% LTV with four fee options:
- 5.24% with a 1% fee
- 5.04% with a 2% fee
- 4.84% with a 3% fee
- 4.44% with a 5% fee
The update also follows Landbay’s recent expansion into Scotland, signalling a broader push to grow its presence across the UK property market.
Rob Stanton, sales and distribution director at Landbay (pictured), said, “We appreciate that there has been a significant degree of upheaval within the buy-to-let sector over the last couple of weeks, and unfortunately, that looks unlikely to change within the short-term. However, what we are trying to do at Landbay is manage our existing range with new additions, which will support advisers and their landlord clients across a wider array of product options."
“Following our recent expansion into Scotland, we are pleased to bring Small HMO and Remortgage AVM options into our Premier range. These additions give advisers more ways to support purchase, remortgage and existing borrower activity, particularly where speed and certainty are key."
“Whether it is helping landlords with more complex property types such as HMOs, or streamlining the valuation process through AVMs, these products are designed to provide practical solutions and support ongoing investment across the private rental sector.”
