Intermediary-only specialist lender, Foundation, has refreshed its buy-to-let mortgage range, reintroducing several popular products, launching a new Green HMO option and cutting rates across its holiday let range.
The lender announced the changes on 31 July 2026, bringing back its F1, £4£ remortgage and HMO two-year fixed products alongside a new HMO Green five-year fixed option.
Rates on the new and returning products start from 4.24% on the F1 two-year fixed £4£ remortgage product with a 4% fee, and 5.39% on the F1 Green five-year fixed with a 5% fee, giving brokers a wider set of specialist lending options to place landlord clients.
The full range available from today includes:
- F1 two-year fixed at 75% LTV, rate of 4.84% with a 3% fee
- F1 £4£ remortgage two-year fixed at 75% LTV, no additional borrowing, rate of 4.24%, 4% fee, free standard valuation and no application fee
- F1 five-year fixed Green at 75% LTV, rate of 5.39%, 5% fee, free standard valuation and no application fee
- HMO Green five-year fixed at 75% LTV, rate of 5.49%, 5% fee, £500 cashback and no application fee
- HMO two-year fixed at 75% LTV, rate of 4.94% with a 3% fee
- Holiday let two-year and five-year fixed at 75% LTV, reduced by 0.20%, now at 5.99% and 6.14% with a 2% fee
Foundation has also reduced rates by 0.20% on its F2 two and five-year fixed holiday let products with a 2% fee, with rates now starting from 5.99%.
Together, the changes are designed to strengthen the lender's buy-to-let proposition, giving brokers greater flexibility and a wider range of specialist solutions to support landlord clients.
"Today's changes represent a significant enhancement to our buy-to-let proposition," said Grant Hendry, director of sales at Foundation (pictured).
"By re-introducing some of our most popular products, launching a new Green HMO option and reducing rates on our holiday let range, we are providing brokers with even greater choice to support a broad range of landlord clients.
"We know landlords' circumstances and property investment strategies continue to evolve, so it's important that we offer a range that combines flexibility and specialist underwriting expertise. Whether clients are purchasing, remortgaging, expanding an existing portfolio or investing in more specialist property types, these enhancements ensure brokers have access to solutions that help make mortgages happen.
"As an intermediary-only specialist lender, we remain committed to responding to market demand and delivering products that meet the needs of today's landlords while supporting brokers in placing more cases successfully."
