According to the lender, the residential products are now available at 80% loan to value, up from 75%t. The best rate available is the Vida 48, a five-year fixed rate at 70%t LTV at a rate of 6.49%.
70% and 80% LTV options are available across tiers Vida 48 - Vida 6. A £995 product fee can be added to the loan above the maximum LTV, variable products are also available.
The Buy to Let range is available up to 80% LTV. The best rate is the Vida 48, a five-year fixed-term product at 80% loan to value, at 6.29%. A 2% product fee can be added to the loan above the maximum loan to value. The fixed-rate products are available for HMO/MUBs and expats, variable products are also available.
